Motor Legal Protection
(to keep you protected).
Car insurance does a good job of protecting your car. But what about your other losses in an accident that isn’t your fault?
When you’re in an accident, motor legal protection is an upgrade that helps cover the legal costs of reclaiming uninsured losses, and gives you the benefit of professional legal expertise when an accident isn’t your fault.
All for just £25 a year when added to your Smartdriverclub Insurance.
Cover the wider costs of an accident
If an accident wasn’t your fault, why should you be left out of pocket? We can help you recoup your uninsured losses including personal injuries (if there’s a reasonable chance of success), and provide up to £100,000 to cover your legal costs.
Get legal advice and dispute assistance
Legal assistance adds yet another expense in the event of an accident. With our motor legal cover, you can access independent legal expertise through our always-available helpline, or contact us for help resolving disputes over car-related contracts.
Defend yourself against prosecution
What if someone accused you of not being a very smart driver? If you are faced with a motoring prosecution, we’ll defend you.
Up to £100,000 legal cost cover for non-fault accidents
Uninsured losses including personal injury (if there’s a reasonable chance of a successful claim)
Expert advice from our 24/7 legal advice helpline
Defence in the event of a motoring prosecution
Help resolving motor contract disputes
Included in all of our policies
Windscreen and Window Repair
We’ll cover the cost of repairing or replacing your windscreen or any other window on your car when you use our approved provider. Subject to any relevant excess.
Child Seat Protection
If you have a childseat fitted and your car is involved in an accident, fire or theft – even if there is no apparent damage, we’ll give you up to £300 towards replacing it.
Personal Belonging Cover
If your personal belongings are damaged by an accident or fire, or if they are stolen, we will contribute up to £100 to their replacement.
If you or your spouse/civil partner are injured as the result of a vehicle accident and your injury prevents you from working, we’ll provide up to £5000 in personal accident cover.
Free Connected Car Club membership
In the event your car is stolen, we’ll use the Smartplug device to track your car and we’ll work with the police to attempt to recover it. in a majority of cases if the device hasn’t been unplugged, we can locate your vehicle within an hour.
We really hope you don’t have an accident, but in the event you do and it’s late at night or in an unpopulated area, our crash guardians will help take of you. We can use the Smartplug to help locate you and, where we cannot get hold of you, will call your loved ones and emergency services to provide support.
We’ll use an extensive network of partners including UK motor dealerships to get you the best deals on all things related to your car. From free health checks to half price oil changes, we will work to save you money to spend on the things you want, like that barrista blended coffee!