(that gets you where you need to be).
Your car can take you anywhere. But not if your keys are lost, stolen, or damaged.
With Key Cover from Smartdriverclub Insurance, we’ll cover the costs of retrieving or replacing your keys up to £1,500. As well as giving you help to get back on the road.
All for just £15 a year when added to your Smartdriverclub Insurance.
Retrieve your keys
If you’ve locked your keys in your car or need to go home for a spare, we’ll reimburse the costs of getting your key back.
Replace your keys
If you need new keys or a new lock, we’ll help with the costs of replacing a key and resetting the immobiliser.
Rework your travel plans
If you’re caught short and we can’t get you moving again on the same day, we’ll help with your alternative travel costs.
£1500 annual cover for locks, keys, locksmiths, and onward transport costs
Cover for all keys under your ownership (not those given to you by others)
An emergency helpline in the event of lost or damaged keys
Cover for resetting immobiliser if your keys need to be replaced
Up to 3 days vehicle hire if your vehicle is unusable as a result of lost or stolen insured keys worth including this as a benefit
Included in all of our policies
Windscreen and Window Repair
We’ll cover the cost of repairing or replacing your windscreen or any other window on your car when you use our approved provider. Subject to any relevant excess.
Child Seat Protection
If you have a childseat fitted and your car is involved in an accident, fire or theft – even if there is no apparent damage, we’ll give you up to £300 towards replacing it.
Personal Belonging Cover
If your personal belongings are damaged by an accident or fire, or if they are stolen, we will contribute up to £100 to their replacement.
If you or your spouse/civil partner are injured as the result of a vehicle accident and your injury prevents you from working, we’ll provide up to £5000 in personal accident cover.
Free Connected Car Club membership
In the event your car is stolen, we’ll use the Smartplug device to track your car and we’ll work with the police to attempt to recover it. in a majority of cases if the device hasn’t been unplugged, we can locate your vehicle within an hour.
We really hope you don’t have an accident, but in the event you do and it’s late at night or in an unpopulated area, our crash guardians will help take of you. We can use the Smartplug to help locate you and, where we cannot get hold of you, will call your loved ones and emergency services to provide support.
We’ll use an extensive network of partners including UK motor dealerships to get you the best deals on all things related to your car. From free health checks to half price oil changes, we will work to save you money to spend on the things you want, like that barrista blended coffee!