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Important: We understand that our customers financial circumstances may have been affected by Covid-19. We may be able to reduce the cost of your cover by reviewing your current requirements. Please contact us to discuss how we can help.

If you are paying for your cover by Monthly instalments, and have not yet received financial support we can also look at deferral of payment via our finance provider Close Brothers Premium Finance. Please visit www.closebrotherspf.com/coronavirus/customers for more details.

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Benefits

illustration of man using the Smartdriverclub app

More intelligent insurance costs less. But that doesn’t mean it does less.

As well as the benefits you’d expect, there’s a few you wouldn’t. Like 24hr theft tracking, 24hr claims and accident detection and assistance, smart new ways to maintain your vehicle and a range of optional extras like Motor legal protection and breakdown assistance.

Your Benefits

Windscreen cover

To repair or replace broken glass in your car’s windscreen, windows or sunroof.

Personal Injury cover

up to £5,000 of personal injury cover for you and your spouse, because the only thing more important than your car and its contents is you.

30 day European cover

Get covered with all the benefits of your UK policy, anywhere in the EU.

Courtesy car cover

Use of a courtesy car whilst your car is being repaired at one of our approved repairer garages.

Personal Belongings cover

For your personal items up to £100 in your car if they are damaged or stolen from your car.

Fire and Theft cover

We have you covered if your car is stolen or is damaged because of an engine fire.

In car equipment cover

Up to £1,250 or 15% of the value of your car for CD player, radio, sat-nav or any other audio/visual equipment, as long as they are permanently fitted to your car.

Child car seat cover

We cover you up to £300 to replace a child car seat if its stolen or damaged in an accident.

Available optional extras

Replacement car

Would you be stuck without a car if yours is written off or stolen? We’ll give you a replacement car that’s similar to your own, so you can carry on as usual while your claim is being taken care of.

Keyback Cover

Keys have become more expensive to replace. So we’ll cover the cost of replacing your lost or damaged keys up to a value of £1,500, with our KeyBack Policy.

Personal accident cover

Damage to your car is bad. Injury to you or your passengers is worse. So we’ll give you two options of cover for you and your passengers in the event of a severe injury or assault while driving your car.

Motor Legal Protection

When you’re involved in an accident and the claim is not your fault, there’s more than your car to worry about. We’ll help out with your legal costs if you decide to pursue a claim.

Breakdown cover

Just choose the breakdown cover that suits you, including Roadside Assistance and Recovery National, Recovery National and Homestart, or full European Recovery.