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4 trust pilot stars

Save money on your Insurance policy

Save up to 40% at Renewal *

Take a policy with us and we’ll send you a Smartplug™ that simply fits in your car, you get a free app to download and here are just some of the services you will have as a policyholder.

Your Smartplug must remain installed throughout the duration of your insurance with us.

  • 24/7 Crash assistance – we know when you’ve had a crash an can provide help
  • Theft Tracking – we can track your car and try and retrieve it if it is stolen
  • Location and Behaviour – see how, where and when your car is being driven
  • Up to 40% discount on renewal * depending on how you drive
Get a quote

* 23% of Smartdriver Insurance customers received a 40% discount on their renewal premium, based on customers renewing between 1st February 2020 – 1st January 2021. (40% discount applicable to overall driving score of 80 and above)

What is Telematics?

Telematics is the use of a Smartplug™ or Black box to calculate a drivers risk of being involved in an accident, based on their driving habits. Smartdriverclub Insurance uses this data to reward good driving with discounts of up to 40% at renewal *.

illustration of a telematics

What we monitor


Tip: Much like a speed camera, we allow for a small margin of error, but keep to the speed limit to help achieve a bigger discount


Tip: Acceleration should be a slow build up, agressive throttle control will lead to your score being reduced

Night Driving

Tip: No Curfews – driving between 11pm and 5am may reduce your overall score making it less likely to achieve a discount

How it works

Here at Smartdriverclub Insurance we want to make sure that having car insurance is as simple as it can be, the following steps will guide you through how to get started.

illustration of a telematics

Follow the steps to purchase

Simply click on get a quote and follow the quote engine through the steps and purchase your car insurance from us

Install your Smartplug™

Pop the Smartplug we send you, into your car within 7 days from purchase

Monitor your score

Remember to keep an eye on your driving score, this willl affect your renewal price, you can view it on the app avilable on iOS and Android

Your renewal

The moment you’ve been waiting for all year, receive up to 40% discount on your renewal * price

Here’s what some of our customers have to say about their experience



5 trust pilot stars

Very good insurance company when no one else want to know you after a accident when renewal was due the price was nearly half the price very happy please try them you won’t be disappointed



5 trust pilot stars

Least hassle getting signed up. Bit confusing how your score is worked out from the “spy in the cab” to reduce next years quote.

Trustpilot logo4 trust pilot stars

Great - 3.9/5

Why choose us?

More intelligent insurance costs less. But that doesn’t mean it does less.

As well as the benefits you’d expect, there’s a few you wouldn’t. Like 24hr theft tracking, 24hr claims and accident detection and assistance, smart new ways to maintain your vehicle and a range of optional extras like Motor legal protection and breakdown assistance.

illustration of a benefits

Windscreen cover

To repair or replace broken glass in your car’s windscreen, windows or sunroof

Personal injury cover

Up to £5,000 of personal injury cover for you and your spouse (per couple) because the only thing more important than your car and its contents is you

Personal belongings cover

For your personal items up to £100 in your car if they are damaged or stolen from your car

Fire & theft cover

If your car is stolen or is damaged because of a fire

We have saved our customers


at renewal between 30th April 2019 and 30th April 2020.